Terms and Conditions

Please read these Terms and Conditions (“Terms,” “Terms and Conditions”) carefully before using this website.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

You must be at least [18] years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least [18] years of age.

License to use website

Unless otherwise stated, we own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages as well as other content from the website for your personal use, subject to the restrictions set out in these terms and conditions.

If you wish to purchase any product or services made available through the website, you may be asked to supply certain information relevant to your purchase including, without limitation, your name, address, and form of payment.


Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the legal implications of such content posted.

Links to other websites

Our Service may contain links to third-party websites or services that we do not owned or control. Our company has no control over and assumes no responsibility for, the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that our company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

Use of website

Access and use of this website must not or intend cause, damage to its functions or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

Users must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of or is linked to any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

Limitations of liability

Use and access to the materials and information on this website are provided on an “AS IS” and “AS AVAILABLE” basis without expressed or implied warranties of any kind. Visitors Guru will not be liable to you whether under the law of contact, the law of torts, insurance regulations or otherwise in relation to the contents of, or use of, or otherwise in connection with, this website. To the extent permissible under the laws applicable, we disclaim all warranties, whether expressed or implied, including, but not limited to, any implied warranty or merchant ability or fitness for a particular purpose. We do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Further, We do not warrant or make any representations regarding the use or the results of the use of the materials in this website in terms of their correctness, accuracy, reliability, or otherwise. All users do assume the entire cost of all necessary servicing, repair or correction relating in any way to your use of this site. We are not responsible for the evaluation of the accuracy, completeness, and usefulness of any opinions, advice, services or other information provided. Information herein contained on any page is distributed with the understanding that the authors, publishers, and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax adviser for guidance on your challenges.

Copyrights and Trademarks

All materials on this site are fully owned and operated by Visitors Guru. Company’s trademarks may not be used in connection with any product or service without permission. Company’s mark cannot be used in any manner that is likely to cause confusion to, or in any manner that disparages or discredits the Company. All other trademarks of insurance products being used on this website are the property of their respective owners. The modification or use of the materials from this site for any commercial purpose is strictly prohibited and is a violation of trademark, copyright and other proprietary rights owned by parties including Visitors Guru and its affiliates.


This agreement can be terminated/canceled by either party without warning. You may terminate this agreement at any time by destroying all materials downloaded from our sites and all related documentation and copies and installations thereof, whether made under the terms of this agreement or otherwise. We may terminate this agreement immediately without notice if, you fail to comply with any term or provision of this agreement.


You agree to indemnify the Company, the website visitorsguru.com, and its affiliates, employees, agents and representatives, and to hold them harmless from any and all claims and liabilities (including reasonable attorneys’ fees) that may arise from or as a result of your submissions, from your unauthorized use of material obtained through the website, from your breach of this agreement, or from any such acts arising through your use of the website.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

If you have any questions about these Terms, please contact us. For Support: support@visitorsguru.com