Patriot America Plus

IMG

Patriot America Plus provides temporary medical insurance for non-U.S. citizen traveling, for business or pleasure, throughout the United States. Customize the plan by selecting from a variety of maximum limits and deductible amounts, in accordance with the Certificate of Insurance. This exceptional coverage will protect you for as little as five days or as long as 12 months. Enjoy 24/7 access to multilingual, international customer service representatives, claims administrators, and emergency medical treatment coordinators.

Patriot America Plus includes coverage for Acute Onset of pre-existing conditions. Valuable perks like identity theft, lost luggage, and trip interruption insurance are additional coverages that can be invaluable when you are thousands of miles from home.

General

Coinsurance
In the PPO Network - Pays 100% | Out of the PPO Network - Pays 80% up to $5,000, then 100%
Medical Benefits

Hospital Room and Board
Average semi-private room rate up to the maximum limit. (Subject to coinsurance & deductible)
Surgical Treatment
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Intensive Care
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Physician Visits
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Surgical Treatment (Outpatient)
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Prescription Medication
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Diagnostic Procedures
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Pre-Existing Conditions
Acute Onset of Pre-existing Condition prior to age 70 - Medical Expenses.Usual, Reasonable, and Customary
Maternity
No Coverage
Routine physical examination
No Coverage
Physical Therapy
Up to maximum limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Ambulance
Up to maximum limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Emergency Room
Up to maximum limit (Subject to coinsurance & deductible)
Hospital Indemnity
$100 per overnight. Up to a maximum limit of 10 overnights
Dental Benefits

Unexpected pain to sound natural teeth
$300 Maximum
Accident related Emergency
Up to maximum limit (Subject to coinsurance & deductible)
Life Insurance

Accidental Death & Dismemberment
$25,000 principal sum
Common Carrier Accidental Death
$50,000 | Up maximum of $250,000 per family
Other Travel Benefits

Emergency Medical Evacuation
$1,000,000 maximum limit
Return of Mortal Remains or Cremation/Burial
$50,000/$5,000 (Not contingent to deductible)
Emergency Reunion
Up to $50,000 Lifetime Maximum
Return of Minor Children
Max $50,000
Trip Interruption
$5,000
Loss Luggage
$50 per item; maximum of $250
Terrorism
$50,000
Coverage Information
Plan Type
Comprehensive
Acute Onset
Yes
Cancelable
Yes
Renewable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.